Home Buying

So, you've been thinking about possibly purchasing a home. If you've used our mortgage payment calculator, you already have a good idea of how much your mortgage payments will be.   But is it financially feasible based on your circumstances? Use this Mortgage Affordability Calculator to find...

By Seth Randal Capital Group   Owning and stabling a horse can be a an incredible joy, and also a tremendous responsibility. With Idaho’s agricultural roots, equestrian life is a big part of the Gem State’s culture. Capital Group works with many current and prospective horse property owners....

One of the biggest decisions people come to is the issue of renting versus buying. Really, it is an extremely tough choice to choose between the two. However, I once had an economics teacher who put it extremely well and puts the whole thing in...

The general mantra in the real estate world is you want to avoid paying points when obtaining a mortgage. As with most assumptions, this is not always true.   What Are Points?   When discussing mortgages, it is important to understand what points are. Points, or Discount Points, are essentially...

With record numbers of individuals seeking home loans these days, it’s no surprise that scam artists have developed new ways to separate borrowers from their money. Mortgage scams are on the rise and typically target people who are overextended, have bad credit, or are in...

Are you about to apply for a mortgage loan in order to buy a home? If so, you may be curious about your credit score and how this might affect your financing. Let's take a quick look at how FICO credit scores can affect your...

You've found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. However, you know that there are going to be thousands of dollars in closing costs that need to be...