financing Tag

So, you've been thinking about possibly purchasing a home. If you've used our mortgage payment calculator, you already have a good idea of how much your mortgage payments will be.   But is it financially feasible based on your circumstances? Use this Mortgage Affordability Calculator to find...

You Ask, We Answer: What is Private Mortgage Insurance or 'PMI' and How Does It Work? For many homeowners, their mortgage payment contains more than just principal and interest. A little something called PMI could be representing a significant portion of that payment, and it's...

In 2013, the Federal Trade Commission reported that 1 in 4 consumers have found errors on their credit reports that could affect their score. At the same time, the overwhelming majority of Americans fail to check their credit report at least once in a year. Knowing how...

By Dan Steward Those who missed taking advantage of the first-time buyer tax credit but who are still planning the purchase of their first home, continue to have a wealth of opportunities in today’s marketplace. A few smart steps can save first-time buyers thousands of dollars....

By Rick Rodgers, CFP The New Year is a great time to make some positive changes in your financial life.  While Americans are good at creating resolutions, we often find them difficult to keep.  We resolve to lose weight, save money or end bad habits, but...

Mortgage Loan Program Highlights If you've ever thought about owning your own home, it's never too early to explore your options. This page provides information about some of the best low down payment programs in the Treasure Valley area. If you have any questions, please feel...

You know the old saying: you can’t get something for nothing, right? Well, the Neighborhood Stabilization Program (NSP) says you can! This national program began giving away interest free money over a year ago, yet many people still haven’t heard of it.