One of the biggest decisions people come to is the issue of renting versus buying. Really, it is an extremely tough choice to choose between the two. However, I once had an economics teacher who put it extremely well and puts the whole thing in...
This article explores the need for credit repair when creditors start calling. You will see a case study of how one can begin in debt just by paying the essentials but may be able to get out of debt by adjusting a few of those...
Are you about to apply for a mortgage loan in order to buy a home? If so, you may be curious about your credit score and how this might affect your financing. Let's take a quick look at how FICO credit scores can affect your...
Credit scores play an incredibly important role in our lives yet few of us truly understand where they come from and how they’re calculated. Credit scores are provided by three primary credit repositories: Experian, Equifax and Trans Union. These are basically huge databases that house credit...
(BPT) - When buying a first home, most people are making one of the biggest purchases of their lives. Without home buying experience, it can be difficult to separate fact from fiction. Get the facts on these common first-time home buying myths: [su_divider top="no" style="dotted" size="1"] Myth –...
Most of us know about what hurts our credit score, but what about those things you aren't sure about? Watch the video below to learn about five things that won't affect your credit score. You can also read the transcript below. These days we're all trying...
By Malcolm Hollensteiner It’s no surprise that young homebuyers have often struggled to come up with the funds to buy their dream home. Many start with a smaller home, townhome, or condo in order to take out a mortgage on their own. Today, however, even those making...
Before attempting to buy a home after foreclosure, it is important to educate yourself on the necessary steps, and improve your odds of getting approved. Certain situations are extremely damaging to your credit report. These include bankruptcy, foreclosure, repossession, etc. Fortunately, you can rise from...
Credit scores are enormously important to both borrowers and mortgage lenders. In the same way that doing better in work, sports or at school produces real benefits, the same is true with credit scores. With good credit you can borrow more and pay less. With a...
In 2013, the Federal Trade Commission reported that 1 in 4 consumers have found errors on their credit reports that could affect their score. At the same time, the overwhelming majority of Americans fail to check their credit report at least once in a year. Knowing how...