You Ask, We Answer: What is Private Mortgage Insurance or 'PMI' and How Does It Work? For many homeowners, their mortgage payment contains more than just principal and interest. A little something called PMI could be representing a significant portion of that payment, and it's...
Credit scores play an incredibly important role in our lives yet few of us truly understand where they come from and how they’re calculated. Credit scores are provided by three primary credit repositories: Experian, Equifax and Trans Union. These are basically huge databases that house credit...
Have you ever heard the term pre-foreclosure? Do you think that this means the same thing as a foreclosed home? If you answered yes to these questions you are not alone. But at the same time, if you answered yes you are not familiar with...
Buying a home can be stressful, and overwhelming, but knowing what you are signing on for is paramount to securing an investment that will serve you well. A little education can go a long way. Below is a glossary of key terms associated with all...
There are many things to watch for when buying a new home. Often, home buyers find themselves overwhelmed by the process of buying a home and overlook many of the telltale signs that a home might not be all they think it is. It will...
When you bought your home, you offered less than you were willing to pay, right? That’s the most common negotiation technique. For experienced investors, however, that’s just one technique among the many more powerful ones. What else can you do? How To Make An Offer [they...
If you are renting a home or an apartment it is wise to purchase renters insurance. Some renters mistakenly believe that the property, home or apartment owner has enough insurance to cover their belongings in the event of damage or robbery. But in reality it...
Are you thinking about using a mortgage to buy a new home? Buying your own piece of local real estate is a major financial investment and one that can require some pretty complex math to fully understand. In this blog post we'll discuss mortgage calculators...
Most of us know about what hurts our credit score, but what about those things you aren't sure about? Watch the video below to learn about five things that won't affect your credit score. You can also read the transcript below. These days we're all trying...
By Malcolm Hollensteiner It’s no surprise that young homebuyers have often struggled to come up with the funds to buy their dream home. Many start with a smaller home, townhome, or condo in order to take out a mortgage on their own. Today, however, even those making...